Before December asks: carry financial healing into the festive season

Smart About Money | 27.10.2026 14:51
October in South Africa has a particular sound. It is the ping of the family WhatsApp group asking who is bringing the meat this year. It is the school newsletter with next year's stationery list attached. It is the first Black Friday advert, arriving weeks early. And underneath it all is the quiet arithmetic so many of us start doing in our heads: December, then January, and how on earth both will be paid for.